At this time in your life, income protection & critical illness cover are probably the last things on your mind
You have a relationship and are dependent on each other’s income. Life cover is now imperative and a pension plan should be started
Suddenly outgoings increase and more people dependent. A need for family protection
Increased income with just as many dependants. Need to think about long term savings & retirement
Drawing a pension and taking more / longer holidays. Think about your inheritance tax liability.